Where should I invest my money?

We built this tool to help you compare all the different types of investments you can make including the estimated returns and fees of each platform. You don't need a lot of money to start investing!

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Robo-Advisors

A robo-advisor helps you invest in a balanced portfolio of ETFs/index funds using automated algorithms instead of a human advisor as is done traditionally. We recommend starting here if you are a first time investor because it is less risky than buying individual stocks and you can withdraw your money whenever you want.

NameMin. InvestmentEst. ReturnFeeRiskLiquidity
$0

Free

Www.wealthfront
Wealthfront
Founded in 2008, Raised 129.5M

Another large robo-advisor ($4 billion assets under management)

3 Comments, 1 Portfolio
$500

Free if balance <= $10,000

0.25% per yr for balance >= $10,001

Www.acorns
Acorns
Founded in 2012, Raised 61.96M

A robo-advisor that helps you save money by investing your change on purchases

3 Comments, 1 Portfolio
$0

Www.betterment
Betterment
Founded in 2008, Raised 205.0M

Leading robo-advisor with $6 billion of assets under management.

3 Comments, 1 Portfolio
$0

0.25% per yr if balance $10,000 - $99,999

0.15% per yr if balance >= $100,000

Www.hedgeable
Hedgeable
Founded in 2009, Raised 1.85M

A robo-advisor with unique asset classes including real estate and Bitcoin. Also offers downside protection which shifts riskier investments into fixed income or cash.

1 Comment
$0

0.75% per yr if balance <= $49,999

0.70% per yr if balance $50,000 - $99,999

0.65% per yr if balance $100,000 - $149,999

0.60% per yr if balance $150,000 - $199,999

0.55% per yr if balance $200,000 - $249,999

0.50% per yr if balance $250,000 - $499,999

0.45% per yr if balance $500,000 - $749,999

0.40% per yr if balance $750,000 - $999,999

0.30% per yr if balance >= $1,000,000

Www.stashinvest
Stash
Founded in 2015, Raised 13.75M

A hybrid robo-advisor/broker that doesn't actually make trades for you but offers personalized stock and ETF recommendations

1 Comment
$5

Www.sigfig
SigFig
Founded in 2007, Raised 60.0M

Another robo advisor with a free tier including helpful tools but also offers a paid managed account

1 Comment
$2,000

Free if balance <= $10,000

Peer to Peer Lending

Peer-to-peer lending, sometimes abbreviated P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders directly with borrowers. This is a pretty safe option but you will not be able to withdraw your full investment for 3-5 years. However, you will receive loan repayments on a monthly basis.

NameMin. InvestmentEst. ReturnFeeRiskLiquidity
Www.lendingclub
LendingClub
Founded in 2006, IPO'd in 2014

Lend money on the leading peer to peer lending marketplace in US

6 Comments
$25

Www.prosper
Prosper
Founded in 2005, Raised 355.0M

Another peer to peer lending marketplace

4 Comments
$25

Www.lendingrobot
LendingRobot
Founded in 2012, Raised 3.0M

Manages your portfolios on LendingClub and Prosper to help you purchase the best loans and optimize performance

2 Comments
$25

Free if balance <= $5,000

0.45% per yr for balance >= $5,001

Www.upstart
Upstart
Founded in 2012, Raised 53.15M

A P2P lender that uses academic variables such as colleges attended, area of study, GPA, and standardized test scores to develop a statistical model that predicts if loans will default. Requires accreditation

$100

Real Estate Crowdfunding

Allows you to invest in real estate with less money than is required for a down payment on your own property. You can choose to invest in real estate loans (loan money to property developers) or real estate equity (own a percentage of a property). Loans are lower risk, lower return since your return is just the interest on the loan while equity is higher risk, higher return because your return is tied directly to the value of the property (which can rise or fall). These investments are pretty risky and you will need to keep your money invested for at least 6 months.

NameMin. InvestmentEst. ReturnFeeRiskLiquidity
Www.fundrise
Fundrise
Founded in 2012, Raised 40.0M

Allows you to invest in eREITs giving you exposure to a diversified portfolio of real estate. You can choose their Growth eREIT (equity), Income eREIT (debt/loans) or a regional eREITs: West Coast, Heartland and East Coast.

4 Comments
$1,000

Www.realtyshares
RealtyShares
Founded in 2013, Raised 32.7M

Invest in real estate loans and equity. Requires accreditation

2 Comments
$5,000

Www.peerstreet
PeerStreet
Founded in 2013, Raised 21.1M

Invest in high quality real estate loans. Requires accreditation

1 Comment
$1,000

Www.realtymogul
RealtyMogul
Founded in 2013, Raised 32.7M

Invest in multiple properties (equity and debt) through their MogulREIT (does not require accreditation) or invest in single properties of your choosing (requires accreditation).

1 Comment
$1,000

Www.sharestates
Sharestates
Founded in 2013

Invest in real estate loans and equity. Requires accreditation

$1,000

Www.lendinghome
LendingHome
Founded in 2013, Raised 98.0M

Invest in high quality real estate loans. Requires accreditation

$5,000

Www.alphaflow
AlphaFlow
Founded in 2015, Raised 2.28M

Helps you view and automatically invest in P2P real estate opportunities across a number of platforms. Requires accreditation

$10,000

Free

Www.realcrowd
RealCrowd
Founded in 2013, Raised 1.6M

Invest in real estate loans and equity. Requires accreditation

$5,000

Www.patchofland
Patch of Land
Founded in 2013, Raised 24.8M

Invest in real estate loans. Requires accreditation

$5,000

Equity Crowdfunding

Investors can fund startups or small business in exchange for equity (or ownership in the business). As a business succeeds the value of an investor's equity increases. These investments are very risky and your money will have to remain invested for many years. High risk, high return option.

NameMin. InvestmentEst. ReturnFeeRiskLiquidity
Angel
AngelList
Founded in 2010, Raised 24.1M

Invest alongside notable lead investors through Syndicates or build a diverse portfolio of startup investments through the AngelList Access Fund. Requires accreditation

1 Comment
$1,000

Www.wefunder
Wefunder
Founded in 2009, Raised 0.53M

Invest as little as $100 in startups and small businesses.

1 Comment
$100

Www.fundersclub
FundersClub
Founded in 2012, Raised 7.5M

Diversify your investment portfolio with insider access to highly vetted startups from Silicon Valley and beyond. Requires accreditation

$3,000

Www.seedinvest
SeedInvest
Founded in 2012, Raised 10.38M

Invest as little as $100 and own a piece of a startup company.

$100

Free