Compare Performance & Portfolios of Robo Advisors
This a simple chart to compare the 90% stock / 10% bond portfolios of the most popular robo-advisors. Wealthsimple and Acorns only have 80% stock / 20% bond portfolios so we used those for this comparison.
Data is from our actual portfolios on each platform, includes dividends and is updated automatically once a day. Comparison starts from 2013 because BNDX is used in Betterment's portfolio and was only created in 2013.
You may find this useful for choosing a robo-advisor to use or for building your own portfolio at a stock broker.
Last Updated over 3 years ago (2021-01-25)
The first no fee robo-advisor |
Another large robo-advisor with $5 billion assets under management |
Leading robo-advisor with $8 billion of assets under management. |
A robo-advisor that helps you save money by investing your change on purchases |
A popular Canadian robo-advisor that serves Canadian and US investors |
|---|---|---|---|---|
$0 Minimum Free for all balances. Premium features such as tax loss harvesting available for a fee | $500 Minimum Free for balances 5k or less. Fee is 0.25% of balance per year on balances above 5k | $0 Minimum Fee is 0.25% of balance per year. Premium plans that provide financial advisors available as well | $0 Minimum Free for college students with a .edu email address, $1 per month for balances below 1m | $0 Minimum Free for first 10k for 1 year. Fee is 0.5% of balance per year after that |
| 5.45% Avg. Annual Return 2014 - Present 0% Return in 2024 so far | 4.62% Avg. Annual Return 2014 - Present 0% Return in 2024 so far | 4.31% Avg. Annual Return 2014 - Present 0% Return in 2024 so far | 5.22% Avg. Annual Return 2014 - Present 0% Return in 2024 so far | 4.78% Avg. Annual Return 2014 - Present 0% Return in 2024 so far |
Ticker% of Portfolio VTI46.0% VEA25.9% SCHB6.8% VWO4.4% SCHF3.1% LQD2.8% VGIT2.6% IEMG2.4% TIP2.1% SJNK1.4% VNQ0.6% VCSH0.2% IYR0.1% VCIT0.1% | Ticker% of Portfolio SCHB23.0% IEMG18.0% VTI12.0% SCHF12.0% VEA12.0% TFI9.0% VIG6.5% VDE3.0% SCHD2.5% XLE2.0% | Ticker% of Portfolio VEA36.8% VTV16.8% VTI16.6% VWO10.2% VOE5.3% TFI4.9% VBR4.7% BNDX2.3% EMB1.5% LQD0.5% MUB0.4% SCHF0.1% | Ticker% of Portfolio VOO38.0% VEA16.0% VB14.0% SHY10.0% LQD10.0% VNQ8.0% VWO4.0% | Ticker% of Portfolio VTI35.5% VGK14.9% MUB12.0% VBR11.5% BND8.0% VWO6.5% VOE6.0% DXJ5.6% |