Matthew Hui

over 7 years ago

I think Acorns is a great app for all types of investors even though you can tell they are targeting beginners. Essentially, Acorns will round your purchases and invest the difference into stocks. Say you buy a coffee that is $4.30. Acorns will round that purchase to $5 and help you invest the difference ($0.70). It's a great way to slowly add more money to your investments although you can also choose to set up monthly deposits. They allow you to select how risky you want your portfolio to be and depending on what you select, the ratio of stocks/bonds in your portfolio will change. Students that signup with a valid .edu email will not pay fees for 4 years so it's definitely worth a try if you are still in college.

The app itself is really well designed. Probably one of the nicest apps I've seen in a long time. Overall I would recommend Acorns and will definitely keep using it.

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Connortbh

over 7 years ago

I absolutely love it. I've been heavily downvoted for mentioning it in the past but for a fledgling investor, it's great. It helps you save and invest money without thinking about it, and allocates it based on modern portfolio theory with respect to your risk tolerance. Not to mention it lets you dollar cost average effortlessly. I especially love the no commissions part of it. I'm overjoyed that less than 48 hours ago they made it free for students. I've been making some larger lump sum investments since the market has been down. I would recommend it to anyone in college to help start them on investing.

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recursion123

over 7 years ago

I love it. Not because of their investment strategies necessarily but it makes it so easy for me to save little by little without really feeling the hit of saving.
I have it set where I invest $7 everyday. It's also informative to see everything you're spending money on then rounding it up to invest. I do this EVERYDAY.

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b42thomas

about 7 years ago

I've had acorns for about a year and half now. Im also a college student so I've been taking advantage of getting the first four years of investing without having to pay the monthly $1 fee. Which I think is a great way to test drive the app and also build up a sizeable amount of money without having to put a terrible amount of energy into it.

My personal opinion about it is that there isn't enough data to effectively decide if this is worth it in the long run, but so far I think it does a good job of making investing easier. But it's definitely not for everyone. If you're planning on using acorns I would make sure that you have a sizable amount of money to invest with early on and plan to invest a little bit every month or so on top of just using round-ups.

Make sure if you sign up, to sign up with a .edu email that way you can take advantage of the student discount.

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Christopher Dowling

about 7 years ago

Awesome automatic investing- mostly out of sight and out of mind but steadily accumulating.

1 Reply

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  Matthew Hui

  about 7 years ago

  I love Acorns as well. Thanks for the comment and checking out the site!

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Brian Portugais

almost 7 years ago

I've used Acorns a year and know of no settings to get the portfolio above. Was this available prior to a year ago?

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  Matthew Hui

  almost 7 years ago

  It seems like they made an update to their portfolios. I will update the site as well. Thanks for alerting me of this.

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  Matthew Hui

  over 6 years ago

  We just updated our Acorns portfolio to reflect the "Moderately Aggressive" portfolio option.

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about 3 years ago

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8 months ago

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8 months ago

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